The website http://www.mrlpay.com (“Site”) is owned, controlled, managed and operated by MRL Pay Inc and/or its affiliates (“MRL”).

Following are the terms and conditions (the “Terms of Use”) governing your use of the Site, along with Privacy Statement. By accessing the site either directly or through a hyperlink, you accept to abide by the following Terms of Use and the Privacy Statement (separately provided). The following Terms of Use and the Privacy Statement form your binding obligations towards MRL. Therefore, it specifically recommended that before using the Site, You must read the Terms of Use and the Privacy Statement carefully. Further, if You do not agree or are not willing to be bound by the Terms of Use and/or the Privacy Statement, please do not seek to obtain access to or otherwise use the Site.

For the purpose of this Terms of Use, the term “User” or “You” shall mean any natural or legal person who person is accessing the Site. The term “Your” shall be construed accordingly. Further, as a new User, this Terms of Use and the Privacy Statement shall be effective and binding upon once such new User signifies his ‘Acceptance’. It is hereby clarified that the term ‘Acceptance’ shall mean Your access to the Site.

Scope of Use

These Terms apply to your use of all of the sites and services owned or operated by MRL and its affiliates (collectively referred to in these terms of use as “MRL”). Unless we say otherwise, all references to the MRL sites in these Terms include all such sites. These Terms do not apply to your use of unaffiliated sites to which any of the MRL sites only links. These terms and conditions are in addition to any other terms governing access to a particular Service. The access rights granted to You under these Terms are non-transferable without the express written permission of MRL.

Changes to these Terms

MRL may, in its sole discretion, modify or update these Terms from time to time, and so you should review this page periodically. When we change the Terms, we will update the ‘last modified’ date at the top of this page. If there are material changes to this Agreement, we will notify you by prominently posting a notice of such changes prior to implementing the change. Your continued use of the Service after any such change constitutes your acceptance of the new Terms of Use. If you do not agree to any of these terms or any future Terms of Use, do not use or access (or continue to access) the Service.


The Site is to be used only by persons who can form legally binding contract with MRL, and only in compliance with these Terms and all applicable local, state, national, and international laws, rules and regulations. Persons who are “incompetent to contract” within the meaning of the Contract Act including minors, un-discharged insolvents etc. are not eligible to use or access the Site. Any use or access to the Service by anyone under the age of 13 (thirteen) years, you shall not use the Site. MRL reserves the right to terminate and/or refuse to provide You with access to the Site if it is brought to MRL’s notice or if it is discovered that You are under the age of 13 (thirteen) years. Further, if You are using the Site on behalf of other legal entity, You represent that you are duly authorized by such legal entity to accept the terms of this Terms of Use and the Privacy Statement and You have the authority to bind such entity to this Terms of Use and the Privacy Statement.


The Service and all materials therein or transferred thereby, including, without limitation, software, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, and music (the “MRL Content”), and all Intellectual Property Rights related thereto, are the exclusive property of MRL and its licensors. Except as explicitly provided herein, nothing in these Terms shall be deemed to create a license in or under any such Intellectual Property Rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works from any MRL Content. In addition, Users may not use the trademarks, logos, and service marks (“Marks”) for any purpose including, but not limited to, use as links or meta tags in other pages or Websites on the World Wide Web without the written permission of MRL or the third party which owns the Mark in question. Use of the MRL Content for any purpose not expressly permitted by these Terms is strictly prohibited.

You may choose to or we may invite you to submit comments or ideas about the Service, including without limitation about how to improve the Service or our products (“Ideas”). By submitting any Idea, you agree that your disclosure is gratuitous, unsolicited and without restriction and will not place MRL under any fiduciary or other obligation, and that we are free to use the Idea without any additional compensation to you, and/or to disclose the Idea on a non-confidential basis or otherwise to anyone. You further acknowledge that, by acceptance of your submission, MRL does not waive any rights to use similar or related ideas previously known to MRL, or developed by its employees, or obtained from sources other than you

Your responsibilities

You acknowledge that MRL is not responsible or liable and does not control the content of any information that may be posted to the Site by You or other User of the Site. Further, You are not permitted to post any content that:

(a) infringes on any third party’s intellectual property or proprietary rights, or rights of publicity or privacy, whether knowingly or unknowingly;
(b) violates any law, statute, ordinance or regulation;
(c) is defamatory, trade libelous, threatening, unlawfully harassing, indecent, abusive, obscene, or contains child pornography;
(d) contains viruses or other similar harmful or deleterious programming routines;
(e) damages, disables, overburdens, or impairs the Site or any other party’s use of the Site;
(f) contains hyperlinks to any other sites;
(g) personally threatens or has the effect of personally threatening other Users. You are not allowed to modify, copy, distribute, transmit, display, reproduce, publish, license, sell or transfer any information contained in the Site.
(h) using any automated system, including without limitation “robots,” “spiders,” “offline readers,” etc., to access the Service in a manner that sends more request messages to the MRL servers than a human can reasonably produce in the same period of time by using a conventional on-line web browser (except that MRL grants the operators of public search engines revocable permission to use spiders to copy materials from MRL website for the sole purpose of and solely to the extent necessary for creating publicly available searchable indices of the materials, but not caches or archives of such materials);
(i) transmitting spam, chain letters, or other unsolicited email;
(j) attempting to interfere with, compromise the system integrity or security or decipher any transmissions to or from the servers running the Service;
(k) taking any action that imposes, or may impose at our sole discretion an unreasonable or disproportionately large load on our infrastructure;
(l) collecting or harvesting any personally identifiable information, including account names, from the Service; (m) using the Service for any commercial solicitation purposes;
(n) impersonating another person or otherwise misrepresenting your affiliation with a person or entity, conducting fraud, hiding or attempting to hide your identity;
(o) interfering with the proper working of the Service;
(p) accessing any content on the Service through any technology or means other than those provided or authorized by the Service; or
(q) bypassing the measures we may use to prevent or restrict access to the Service, including without limitation features that prevent or restrict use or copying of any content or enforce limitations on use of the service or the content therein.

Accessing the audiovisual content available on the Service for any purpose or in any manner other than Streaming is expressly prohibited. “Streaming” means a contemporaneous digital transmission of an audiovisual work via the Internet from the Service to a User’s device in such a manner that the data is intended for real-time viewing and not intended to be copied, stored, permanently downloaded, or redistributed by the User.

We may, without prior notice, change the Service; stop providing the Service or features of the Service, to you or to users generally; or create usage limits for the Service. We may permanently or temporarily terminate or suspend your access to the Service without notice and liability for any reason, including if in our sole determination you violate any provision of these Terms, or for no reason. Upon termination for any reason or no reason, you continue to be bound by these Terms.

You are solely responsible for your interactions with other MRL Users. We reserve the right, but have no obligation, to monitor disputes between you and other Users. MRL shall have no liability for your interactions with other Users, or for any User’s action or inaction. You also agree that if You come across anything on the Site which appears to infringe this Terms of Use, you will immediately inform MRL by emailing MRL on [.]

General disclaimer and limitation

Although MRL has attempted to provide accurate information on the Site, MRL assumes no responsibility for the accuracy of the information. MRL make no representations in respect of the suitability, reliability, availability, timeliness, lack of viruses or other harmful components and accuracy of the information, software, products, services and related graphics contained within the Sites for any purpose. All information, software, products, services and related graphics are provided on this Site is “as is” and “as available” basis with without warranty of any kind, either expressed or implied. MRL hereby disclaims all warranties and conditions with regard to such information, software, products, services and related graphics, including all implied warranties and conditions of merchantability, fitness for a particular purpose, workmanlike effort, title and non-infringement. MRL disclaims all such warranties, expressed or implied including, without limitation, all implied warranties and conditions of merchantability, information, software, products, services and related graphics, fitness for a particular purpose and non-infringement or arising from a course of dealing, usage, or trade practice.

Your use of any information or materials on this Site is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

You acknowledge and understand that the Site may contain links to other web sites operated by third parties (“Linked Sites”). You further acknowledge that, when You click on a link to visit a Linked Sites, a frame may appear that may contain MRL logo, advertisements and/or other content selected by MRL. You acknowledge that MRL neither endorse nor are affiliated with the Linked Sites and are not responsible for any content of any Linked Sites or any link contained in a Linked Sites, or any changes or updates to such websites. You also acknowledge that MRL is providing these links to You only for your convenience. MRL does not endorse in anyway any advertisers/ contents of advertisers on the Site. Please therefore verify the veracity of all information on your own before undertaking reliance and acting thereupon. MRL shall not be responsible nor liable for any consequential damages arising on account of your relying on the contents of those advertisement or otherwise in relation to such Linked Sites.

You specifically agree that MRL shall not be responsible for unauthorized access to or alteration of Your transmissions or data, any material or data sent or received or not sent or received, or any transactions entered into through the Site. You specifically agree that MRL is not responsible or liable for any threatening, defamatory, obscene, offensive or illegal content or conduct of any other party or any infringement of another’s rights, including intellectual property rights. You specifically agree that MRL is not responsible for any content sent using and/or included in the Site by any third party.

In no event shall MRL be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the Site, with the delay or inability to use the Site or related services, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the Site, or otherwise arising out of the use of the Site, damages resulting from use of or reliance on the information present, whether based on contract, tort, negligence, strict liability or otherwise, even if MRL or any of its affiliates/suppliers has been advised of the possibility of damages.

You also agree and understand that while MRL has made reasonable efforts to safeguard the Site, it cannot and does not ensure or make any representations that the Site or any of the information provided by You cannot be hacked by any unauthorised third parties. You also understand that in such an event there is a possibility that such unauthorised third parties may use all or any of the information provided by You or posted by You on the Site in contravention and violation of this Terms of use or the Privacy Statement or send You spam messages or deal with such information in any other form or manner.

You hereby agree and confirm that MRL shall not be held liable or responsible in any manner whatsoever for such hacking or any loss or damages suffered by you due to unauthorized access of the Site by third parties or for any such use of the information provided by You or any spam messages or information that You may receive from any such unauthorised third party (including those which are although sent representing the name of MRL but have not been authorized by MRL) which is in violation or contravention of this Terms of Use or the Privacy Statement.

The User also agree that in the event of any conflict or contradiction between (a) the Terms of Use and the Privacy Statement and (b) any other agreement the User may enter into with MRL in relation to the services offered by MRL, the terms of such agreement such supersede over the Terms of Use and the Privacy Statement.

Access to site

You acknowledge and confirm that MRL is not an internet service provider and in order to avail of the services provided by the Site, You must have internet access and the skills required for web usage.

MRL try to ensure that Site availability is uninterrupted and that transmissions will be error-free. However, MRL cannot, guarantee that Your access will not be suspended or restricted from time to time, including to allow for repairs, maintenance or the introduction of new facilities or services.

Configurations and minimum essentials

MRL does not expressly recommend any particular software, operating system, application to use and access to this Site. If for any particular reason, the Site does not open or is unable to be displayed in full in the visitor’s computer, and then MRL shall not be held liable for any act, omission or commission that may occur because of the same. It shall solely be Your responsibility and liability to keep Your computer in consonance with the latest updated commonly used industry practices so as to be able to access the Site; though latest standards cannot be defined or categorized. MRL does not recommend or lay down any set of standards for the purpose of viewing the Site.


In addition to the rights above, MRL shall have the right to terminate or suspend access to the Site at its sole discretion, if the User is found to be in breach of these Terms of Use or the Privacy Statement. The User further accepts that MRL shall incur no liability for such termination or suspension.

Further, in the event there is any unauthorized access to the Site, MRL reserves the right, at its sole discretion, to cancel subscriptions, terminate accounts without giving You any prior notice.


You expressly agree that You shall indemnify, defend and hold MRL harmless from and against any and all third party claims, allegations, demands, liabilities, losses, damages, awards, judgments or settlements, including all reasonable costs and expenses related thereto including attorney’s fees (“Claims”),that may be asserted, granted, imposed or brought against the Company on account of the followings:

(i) infringement or alleged infringement by You of any rights in and to patents, trademarks (registered or unregistered), service marks, logo, design rights, copyright, rights to extract or re-utilise data from a database or other database rights, registered designs, confidential information and any other industrial or commercial property right whatsoever, whether existing now or in the future of any third party; or
(ii) use or misuse of the services of the site by you;
(iii) if you breach any of the Terms of Use and/or Privacy Statement;
(iv) if any representation and warranty made by You to MRL is being incorrect, false and misleading in any manner whatsoever, and
(v) any third party claim or any offence committed by You in any manner whatsoever and under all applicable laws.

Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall MRL, its affiliates, agents, directors, employees, suppliers or licensors be liable for any direct, indirect, punitive, incidental, special, consequential or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data or other intangible losses, that result from the use of, or inability to use, this service. Under no circumstances will MRL be responsible for any damage, loss or injury resulting from hacking, tampering or other unauthorized access or use of the service or your account or the information contained therein.

To the maximum extent permitted by applicable law, MRL assumes no liability or responsibility for any

(i) errors, mistakes, or inaccuracies of content;
(ii) personal injury or property damage, of any nature whatsoever, resulting from your access to or use of our service;
(iii) any unauthorized access to or use of our secure servers and/or any and all personal information stored therein;
(iv) any interruption or cessation of transmission to or from the service;
(v) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our service by any third party;
(vi) any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the service; and/or
(vii) user content or the defamatory, offensive, or illegal conduct of any third party. In no event shall MRL, its affiliates, agents, directors, employees, suppliers, or licensors be liable to you for any claims, proceedings, liabilities, obligations, damages, losses or costs in an amount exceeding the amount you paid to MRL hereunder.

This limitation of liability section applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if MRL was advised of the possibility of such damages. >

Privacy and Transmission of Personal Data

We care about the privacy of our Users. You understand that by using the Service (i.e. providing MRL with any personal information through the Service) you consent to the collection, use and disclosure of information as set forth in our Privacy Policy Statement and to have your personal information collected, used, transferred to and processed.


MRL cares about the integrity and security of your personal information. However, we cannot guarantee that unauthorized third parties will never be able to defeat our security measures or use your personal information for improper purposes. You acknowledge that you provide your personal information at your own risk. MRL is not responsible for any interception or interruption of any communications through the Internet or for changes to or losses of data. User is responsible for maintaining the security of any password, user ID, or other form of authentication involved in obtaining access to password protected or secure areas of MRL’s Service. In order to protect MRL and the data accumulated by it, MRL may suspend all use of the Service in general or your use of the Service in particular or the information relating to you, without notice, pending an investigation, in the case of a breach, or a suspected breach, of security.


MRL reserves the right to disclose any personal information about You (which You may have to provide for accessing the Site) or Your use of the Site, including its contents, without your prior permission if MRL believes that such action is necessary to: (i) conform to any legal requirements or comply with any legal process; (ii) protect and defend the rights or property of MRL; (iii) enforce the Terms of Use and Privacy Statement; or (iv) to protect the interests of MRL members or others.